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Legacy Wealth™ Division

Governance Architecture
for HNW Families.

Legacy Wealth™ is the flagship division of Legacy Empire™. It delivers the complete 100-Year Architecture™ to high-net-worth families and business owners who are ready to govern their wealth — not just grow it.

"The architecture is not a product. It is the governance system your entire wealth ecosystem operates inside."
Who Qualifies

Not Every Family
Is Ready.
That Is By Design.

Legacy Wealth™ engagements are selective. Christian Gomez does not operate in transactional, urgency-driven, or exploratory environments. Every engagement begins with a Legacy Readiness Review™ — a diagnostic that determines whether governance architecture is actually required before any work begins.

"Governance precedes advice, products, execution, and relationships."

If the diagnostic confirms readiness, the engagement begins. If it does not, we tell you honestly — and stop there.

Qualification Thresholds

Track A — Family (No Business)

$5M+ net worth · HNW or UHNW · No active operating business · Governance gap confirmed · Both primary decision-makers available for all meetings

Track B — Business Owner

$250K+ annual take-home AND $1M+ liquid or $3M+ total assets · Active business ownership required · OR $5M+ net worth regardless of income · Both decision-makers at every meeting — no proxy, no exceptions

Disqualifying Conditions

Urgency-driven timelines · Exploratory inquiries without commitment · Single decision-maker · Unwillingness to complete the full engagement sequence

Two Flagship Products

One for Families.
One for Business Owners.

Legacy Wealth™ delivers through two products. Which applies to your family depends on whether an active operating business is in scope. Both require a completed Legacy Readiness Review™ before any engagement begins.

For Families · No Active Business

Legacy Family Bank™

35-Week Engagement · Six Family Capitals

The complete 100-year governance architecture for high-net-worth families. Covers all six family capitals and delivers a leather-bound Family Intelligence Binder™ at completion.

TierProfileFee
FoundationEntry $5M–$15M net worth · US-only · Simple structure · 2–3 beneficiaries $95,000
ArchitectureMid $15M–$50M · Multiple entities · Cross-border or blended family $150,000
LegacyFull $50M–$500M+ · Multigenerational · International · Max complexity $225,000
Annual Governance Review — $25,000/yr from Year 2 · No discounts · No exceptions
For Business Owners · Active Business in Scope

Legacy Business Bank™

40–45 Week Engagement · Seven Capitals Including Business Capital

The complete governance architecture for business-owning families. Adds BCAP™ business continuity protocol and CEPA®-led exit planning. Includes all seven capitals.

TierProfileFee
FoundationEntry $5M–$15M net worth · Single entity · Simple ownership $135,000
ArchitectureMid $15M–$50M · Multiple entities · Partners or cross-border $195,000
LegacyFull $50M–$500M+ · Multiple businesses · International · Max complexity $275,000
Annual Governance Review — $25,000/yr from Year 2 · No discounts · No exceptions
The Engagement Process

Four Phases.
No Shortcuts.

Every Legacy Wealth™ engagement follows the same sequence. Phases cannot be skipped, compressed, or reordered. The architecture is only as strong as the sequence it follows.

01
Phase Zero

Legacy Readiness Review™

Diagnostic only. Identifies governance gaps, authority conflicts, and continuity risks. No recommendations. No product. Honest verdict — then a decision.

02
Phase One

Architecture & Authority Mapping™

Documents who holds authority, under what conditions, and what happens when they are no longer present. The vault is built before the bank opens.

03
Phase Two

FCAP™ / BCAP™ Protocol

Nine planning dimensions in fixed order. All insurance and financial applications submitted at close — zero dead time sequencing.

04
Phase Three

Family Identity & Legal

Family Identity Charter delivered. Legal coordination with client's attorney. Intelligence Binder™ assembled and delivered at completion alongside the 100-Year Architecture Certificate.

What Gets Governed

Six Capitals.
Seven for Business Owners.

Legacy Family Bank™ governs six capitals. Legacy Business Bank™ governs all seven — the seventh being Business Capital, exclusive to business-owning families.

01

Financial Capital

Assets, investments, insurance structures, estate architecture, and the mechanisms that transfer wealth across generations without erosion.

02

Human Capital

The people in the family system — their roles, authority, succession readiness, and capacity to steward what has been built.

03

Intellectual Capital

The knowledge, values, and governance principles that define how the family makes decisions and passes wisdom across generations.

04

Social Capital

The family's relationships, networks, community standing, and philanthropic footprint — governed so they strengthen, not fracture.

05

Legacy Capital

The family's identity, story, founding principles, and the generational narrative that holds a family together long after the founders are gone.

06

Identity Capital

The family's values, creed, and character — documented in the Family Identity Charter and preserved as a governance instrument across 100 years.

Legacy Business Bank™ Only
07

Business Capital

Ownership structure, continuity plan, key person authority, exit architecture, and the governance of the business as a family asset — delivered through BCAP™ and CEPA® Value Acceleration.

Year 2 and Beyond

The Architecture
Never Stops.

Governance architecture erodes when it is not maintained. Families change. Laws change. Assets change. Authority changes. The Annual Governance Review ensures your architecture stays current — every year, permanently.

It is not optional. It is not an upsell. It is how a 100-year architecture actually holds for 100 years.

$25,000
Annual Governance Review · Year 2+
  • Canon Compliance Audit — full architecture review
  • Insurance performance review across all policies
  • Decision Authority Map updated for family changes
  • Next-Generation stewardship onboarding triggered when ready
  • Conducted in person · Verbatim protocol · No substitutions
Begin the Process

The First Step Is
a Diagnostic, Not a Pitch.

Every Legacy Wealth™ engagement begins with the Legacy Readiness Review™. No product. No proposal. An honest assessment of whether your family is ready — and what it will take to build something that holds.

Begin Your Legacy